Step 1. Set up the app and follow the set-up guide.
Step 2. Add your friends and family on the app, request for a loan, and choose your payment plan.
Step 3. Choose which requests to accept and which to deny, and as you make your loan payments, watch your credit score rise!
OMNIS helps your credit score by sharing your loan with DataLinx, who lets Experian, TransUnion and Equifax know you're building up your credit reputation.