A user's purchasing history is an important factor in determining their suitability for extending further credit.
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A user's purchasing history is an important factor in determining their suitability for extending further credit. A history of large, unpaid purchases may indicate that a user is unsuitable for additional credit. Therefore, it is important to carefully review a user's purchasing history before extending them additional credit.
When a user applies for additional credit, the first thing that lenders will look at is their purchasing history. This includes items such as how much they spend, how often they make large purchases, and whether or not they have made any late payments. A history of large, unpaid purchases may indicate that a user is unsuitable for additional credit. Therefore, it is important to carefully review a user's purchasing history before extending them additional credit.
